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0% or Low Interest Finance Now Available

Finance Terms & Conditions

Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to frequently asked questions or visit http://www.dekopay.com/.

How Finance Works

Step 1

When a product has finance available, you will see a box like this; A similar box will be visible when the products in your basket are eligible.

  • Products that are £300 or greater are eligible for our 6 & 12 month 0% apr finance option.
  • Products that are £500 or greater are additionally available for a 24-month 9.9% apr option

Step 2

When you go to your basket, you will see a similar finance box if finance is available.

  • If your TOTAL basket value reaches £300, our 0% apr options will be available.
  • If your TOTAL basket value reaches £500, our 9.9% 24-month option will be availble.

Step 3

When you reach the checkout, after registering or signing-in, you will be able to tweak the settings of your finance application. You can choose a larger deposit amount (10% is the minimum) if you wish, to reduce the amount being financed.

Step 4

Once you have selected a deposit amount, you will be able to see your total finance cost, and the total amount that you will pay back at the end of your finance agreement.

Happy Shopping!

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